09-10-13 Alon USA (ALJ)

$130m (+20m) sen unsec cb coming tonight from GS.Terms:5y,3-3½% up 27½-32½%. UOP=cb hedge/repay sen debt. $700m mkt crude oil refiner based out of TX. NTI & CVI=comps in HY mkt (1st/2nd lien ~L+400-500). Input cost=WTI w/output priced off Brent so as sprd widens ALJ benefits.

 

PFcash=234m, debt=683m, LTMebitda=478m with low lev=1.4x. We’d assume B & L+650 (see CREDIT COLOR).

 

ADV=840k no leaps, Clearly 40+ vol stk but given poss -ve gamma on way down/duration & low ADV we’ll discount 2 35%.Theo=100.8/102.7/104.7 Calendar is heating up a little as market expected so investors are going to be more discerning however, optics/5y duration/cheap in model will appeal to a broad investor base.

 

Cap Structure (PF 6/30/13)

Cash                 234.2mm

Term Loan            245.3mm

13½% Sr. Sec ’14    216.5mm

Retail Cred Fac       71.6mm

New Cvts               150mm (Assuming shoe is exercised)

Total Debt       683.4mm

LTM EBITDA           478.7mm

Leverage               1.4x

– The use of proceeds is for a call spread and to partially fund the maturity/redemption of the 13½s                                              – ALJ is a refiner of crude products.  Their main refinery is the Big Spring refinery in Texas.  This is right in the middle of the Permian basin.  WTI is   the main input for the refinery. Their end product is priced off LLS (Louisiana Light Sweet) and Brent.  So as WTI cheapens vs LLS (and Brent),  ALJ benefits.                                                                 – There are no comps in the convert space but there are a few in HY. NTI, UNITED and CVI are the closest comps.  Their bonds (which are either 1st or 2nd lien) are anywhere between L+400 and 500. Margins are generally low and volatile so investors demand more spread for seemingly solid credits.

– OUR ASSIGNED SPREAD ——->>>  L+650

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